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    <title>Andrew's Blog</title>
    <link>https://andrewmroz.ca/blog.html</link>
    <description>Andrew's Blog</description>
    <copyright>Copyright (C): Andrew Mroz, https://andrewmroz.ca</copyright>
    <pubDate>Thu, 04 Dec 2025 18:05:12 GMT</pubDate>
    <dc:creator>Andrew Mroz</dc:creator>
    <dc:date>2025-12-04T18:05:12Z</dc:date>
    <dc:rights>Copyright (C): Andrew Mroz, https://andrewmroz.ca</dc:rights>
    <item>
      <title>The True Value of Farmland in Manitoba</title>
      <link>https://andrewmroz.ca/blog.html/the-true-value-of-farmland-in-manitoba-8873557</link>
      <description>&lt;p class="block-p"&gt;What Really Drives Prices in Manitoba?&lt;/p&gt;&lt;p class="block-p"&gt;When people think of farmland value, they often picture a single number — a price per acre. But in reality, farmland in Eastern Manitoba is shaped by a complex mix of soil quality, productivity, location, drainage, and demand from both local farmers and lifestyle buyers.&lt;/p&gt;&lt;p class="block-p"&gt;As someone who not only sells farmland but also &lt;strong&gt;actively grain farms alongside my dad and brothers on our family farm — a farm that’s been operating since the early 1900s&lt;/strong&gt; — I understand firsthand how all of these factors truly impact land value, long-term productivity, and buyer interest.&lt;/p&gt;&lt;p class="block-p"&gt;Here’s a clear breakdown of the &lt;strong&gt;key factors that determine farmland value in Manitoba.&lt;/strong&gt;&lt;/p&gt;&lt;h2&gt;&lt;strong&gt;1. Soil Class &amp;amp; Productivity: The Foundation of Farmland Value&lt;/strong&gt;&lt;/h2&gt;&lt;p class="block-p"&gt;In Manitoba, &lt;strong&gt;soil class is one of the most important indicators of value&lt;/strong&gt;.&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Class 1–3 soils&lt;/strong&gt; (fertile, good drainage, minimal stones) command the strongest prices.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Class 4–6 soils&lt;/strong&gt; (heavier, wetter, or rocky land) can still be productive but typically sell at lower values.&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Fields with well-established rotations, minimal salinity, and a history of strong yields attract serious farmer interest.&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p class="block-p"&gt;In areas like Brokenhead and Springfield, pockets of high-quality loam and sandy-loam soil significantly increase desirability.&lt;/p&gt;&lt;h2&gt;&lt;strong&gt;2. Drainage, Ditches &amp;amp; Water Management&lt;/strong&gt;&lt;/h2&gt;&lt;p class="block-p"&gt;Drainage is often &lt;strong&gt;the biggest factor affecting price&lt;/strong&gt; — sometimes even more than soil type.&lt;/p&gt;&lt;p class="block-p"&gt;Buyers look at:&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;p class="block-p"&gt;Tile drainage&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Municipal ditching&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Natural slope&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Flooding history&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Standing water after rain&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p class="block-p"&gt;Land with proper drainage can easily outperform similar acres lacking water movement.&lt;/p&gt;&lt;p class="block-p"&gt;Well-drained land often sells &lt;strong&gt;faster and for more&lt;/strong&gt;, especially in eastern Manitoba where moisture conditions vary year to year.&lt;/p&gt;&lt;h2&gt;&lt;strong&gt;3. Access &amp;amp; Location: Roads, Proximity &amp;amp; Logistics&lt;/strong&gt;&lt;/h2&gt;&lt;p class="block-p"&gt;Farmland value increases with:&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;p class="block-p"&gt;Good municipal road access&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Proximity to grain elevators &amp;amp; highways (Beausejour, Anola, Dugald, Winnipeg)&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Short distances between fields (important for farm efficiency)&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Nearby services such as fuel, fertilizer, and grain buyers&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p class="block-p"&gt;Poor access or landlocked parcels typically sell at a discount unless easements can be secured.&lt;/p&gt;&lt;h2&gt;&lt;strong&gt;4. Field Size, Layout &amp;amp; Usability&lt;/strong&gt;&lt;/h2&gt;&lt;p class="block-p"&gt;Farmers — including myself — prefer fields that are:&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;p class="block-p"&gt;Square or rectangular&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Large enough for modern equipment&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Free of sloughs, treelines, or heavy stones&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p class="block-p"&gt;Every obstacle in a field reduces efficiency and, in turn, value.&lt;/p&gt;&lt;h2&gt;&lt;strong&gt;5. Market Demand From Local Farmers&lt;/strong&gt;&lt;/h2&gt;&lt;p class="block-p"&gt;In the RMs you specialize in, demand often comes from:&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;p class="block-p"&gt;Expanding local grain farmers&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Multi-generational farms looking to add acres&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Cash crop producers seeking long-term investment pieces&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p class="block-p"&gt;When neighbouring farmers want the land, values tend to rise quickly.&lt;/p&gt;&lt;h2&gt;&lt;strong&gt;6. Interest From Lifestyle &amp;amp; Acreage Buyers&lt;/strong&gt;&lt;/h2&gt;&lt;p class="block-p"&gt;Not all rural land is strictly agricultural.&lt;/p&gt;&lt;p class="block-p"&gt;Especially in:&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Lac du Bonnet&lt;/strong&gt;&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;St. Clements&lt;/strong&gt;&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Springfield&lt;/strong&gt;&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;&lt;strong&gt;Brokenhead&lt;/strong&gt;&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p class="block-p"&gt;You’ll find buyers looking for:&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;p class="block-p"&gt;Acreage sites&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Recreational land&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Privacy parcels&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Building sites&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p class="block-p"&gt;This can push values higher on smaller parcels, treed land, or anything close to lakes, trails, or the Whiteshell.&lt;/p&gt;&lt;h2&gt;&lt;strong&gt;7. Zoning, Subdivision Potential &amp;amp; Future Use&lt;/strong&gt;&lt;/h2&gt;&lt;p class="block-p"&gt;Land value isn’t just about farming — it’s about &lt;em&gt;what else it can become&lt;/em&gt;.&lt;/p&gt;&lt;p class="block-p"&gt;Zoning factors:&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;p class="block-p"&gt;Whether land can be subdivided&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Minimum lot sizes&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Agricultural restrictions&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Rural residential potential&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p class="block-p"&gt;A piece of farmland that could be split into multiple rural lots has a very different value profile than land that must remain agricultural.&lt;/p&gt;&lt;h2&gt;&lt;strong&gt;8. Lease Agreements, ROFR &amp;amp; Tenant Situations&lt;/strong&gt;&lt;/h2&gt;&lt;p class="block-p"&gt;Many farmland sales involve tenants. Factors affecting value include:&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;p class="block-p"&gt;Whether the tenant has &lt;strong&gt;Right of First Refusal&lt;/strong&gt;&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Length of the current lease&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Rental rates&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Buyer possession date&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p class="block-p"&gt;These influence who can buy, when they can farm it, and how competitive the market becomes.&lt;/p&gt;&lt;h1&gt;&lt;strong&gt;Why Work With a REALTOR® Who Understands Farmland From the Ground Up?&lt;/strong&gt;&lt;/h1&gt;&lt;p class="block-p"&gt;Because I actively farm and grew up on the same land my family has operated for close to a century, I understand:&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;p class="block-p"&gt;How to evaluate land properly&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;What farmers actually look for&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;What influences the real value of crop-producing acres&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;How to market farmland to &lt;em&gt;farmers&lt;/em&gt;, not just the general public&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p class="block-p"&gt;Whether buying or selling, working with someone who knows the soil, understands yields, drives gravel roads, and has lived the rural lifestyle makes a difference.&lt;/p&gt;&lt;h1&gt;&lt;strong&gt;Thinking of Selling Farmland or an Acreage?&lt;/strong&gt;&lt;/h1&gt;&lt;p class="block-p"&gt;I’d be happy to provide:&lt;br&gt;✅ A farmland market evaluation&lt;br&gt;✅ Soil &amp;amp; productivity review&lt;br&gt;✅ Comparable land sales&lt;br&gt;✅ Advice on timing, tenants, and pricing&lt;br&gt;✅ A full marketing plan tailored to farmers &lt;em&gt;and&lt;/em&gt; rural buyers&lt;/p&gt;&lt;p class="block-p"&gt;&lt;/p&gt;</description>
      <pubDate>Thu, 04 Dec 2025 18:05:12 GMT</pubDate>
      <guid>https://andrewmroz.ca/blog.html/the-true-value-of-farmland-in-manitoba-8873557</guid>
      <dc:date>2025-12-04T18:05:12Z</dc:date>
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      <title>Why It’s Important to Work with a Real Estate Agent Experienced in Rural Properties</title>
      <link>https://andrewmroz.ca/blog.html/why-its-important-to-work-with-a-real-estate-agent-experienced-in-rura-8832219</link>
      <description>&lt;p class="block-p"&gt;Buying or selling rural real estate isn’t quite the same as dealing with a typical city or suburban home. Acreages, hobby farms, and country homes often come with unique opportunities—and challenges—that require a different level of knowledge and experience. That’s why having a real estate agent who specializes in rural properties can make all the difference when it comes to getting the right results.&lt;/p&gt;&lt;h3&gt;1. Understanding Zoning, Land Use &amp;amp; Local Bylaws&lt;/h3&gt;&lt;p class="block-p"&gt;Rural properties often fall under different zoning designations than homes within town limits. Whether it’s agricultural, residential, or mixed-use zoning, an experienced rural agent knows how to interpret what you &lt;em&gt;can&lt;/em&gt; and &lt;em&gt;can’t&lt;/em&gt; do with the land. From livestock restrictions to subdivision potential, these details are key to avoiding costly surprises down the road.&lt;/p&gt;&lt;h3&gt;2. Knowledge of Wells, Septic Systems &amp;amp; Utilities&lt;/h3&gt;&lt;p class="block-p"&gt;Unlike urban homes connected to municipal water and sewer, many rural properties rely on private wells, septic fields, and sometimes even off-grid systems. A rural-savvy agent understands what inspections and permits are needed, what to look for in condition reports, and how to help buyers navigate the due diligence and inspection process.&lt;/p&gt;&lt;h3&gt;3. Access to Accurate Property Information&lt;/h3&gt;&lt;p class="block-p"&gt;Acreages can range from a few acres to hundreds, often with mixed land types—bush, pasture, or cultivated fields. Measuring boundaries, confirming access roads, and identifying easements or rights-of-way require more than a simple MLS search. A rural agent knows how to verify land titles, survey plans, and agricultural assessments to ensure accurate representation and fair pricing.&lt;/p&gt;&lt;h3&gt;4. Marketing That Reaches the Right Audience&lt;/h3&gt;&lt;p class="block-p"&gt;Selling a rural property means reaching a very specific type of buyer—one who understands and appreciates the lifestyle. From professional photography and aerial drone shots to strategic advertising across rural networks and farm platforms, an experienced agent will know exactly how to showcase your property’s strengths to the right market.&lt;/p&gt;&lt;h3&gt;5. Local Expertise &amp;amp; Community Connections&lt;/h3&gt;&lt;p class="block-p"&gt;Rural communities are built on relationships. A local agent who knows the area—its roads, schools, and service providers—can provide valuable insights that go beyond what you’ll find online. Their network of inspectors, lenders, and tradespeople familiar with country properties can help ensure a smooth transaction from start to finish.&lt;/p&gt;&lt;h3&gt;The Bottom Line&lt;/h3&gt;&lt;p class="block-p"&gt;Whether you’re buying your dream acreage or selling a family farm, working with a real estate agent experienced in rural Manitoba properties ensures you’re protected, informed, and set up for success. These transactions demand more than standard market knowledge—they require someone who truly understands the land, the lifestyle, and the people who live it.&lt;/p&gt;&lt;p class="block-p"&gt;&lt;/p&gt;</description>
      <pubDate>Tue, 14 Oct 2025 17:11:22 GMT</pubDate>
      <guid>https://andrewmroz.ca/blog.html/why-its-important-to-work-with-a-real-estate-agent-experienced-in-rura-8832219</guid>
      <dc:date>2025-10-14T17:11:22Z</dc:date>
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      <title>Buying a Recreational Property: What to Know Before You Take the Leap</title>
      <link>https://andrewmroz.ca/blog.html/buying-a-recreational-property-what-to-know-before-you-take-the-leap-8828375</link>
      <description>&lt;p class="block-p"&gt;There’s nothing quite like escaping to your own cabin, lakefront cottage, or secluded getaway in Manitoba. But before you jump into buying a recreational property, it’s important to understand what goes into it.&lt;/p&gt;&lt;p class="block-p"&gt;&lt;strong&gt;1. Financing Can Be Different&lt;/strong&gt;&lt;br&gt;Recreational properties often don’t qualify for the same mortgage terms as your primary home. Depending on accessibility, utilities, and year-round use, lenders may require larger down payments or shorter amortization periods.&lt;/p&gt;&lt;p class="block-p"&gt;&lt;strong&gt;2. Access and Seasonal Use&lt;/strong&gt;&lt;br&gt;Consider whether the property is accessible year-round. Some cabin roads aren’t maintained in winter, which can affect not just your use but also your insurance and resale value.&lt;/p&gt;&lt;p class="block-p"&gt;&lt;strong&gt;3. Utilities and Services&lt;/strong&gt;&lt;br&gt;Check how the property handles water, sewage, and power. Is there a well or cistern? Septic or holding tank? Off-grid systems are common but require maintenance and additional costs.&lt;/p&gt;&lt;p class="block-p"&gt;&lt;strong&gt;4. Insurance and Taxes&lt;/strong&gt;&lt;br&gt;Insurance rates can vary widely for seasonal or remote properties. Make sure you understand the coverage you’ll need, including for things like fire protection and rental use.&lt;/p&gt;&lt;p class="block-p"&gt;&lt;strong&gt;5. Long-Term Vision&lt;/strong&gt;&lt;br&gt;Think about how you’ll use the property — as a family retreat, rental investment, or future retirement spot. Each use comes with different considerations for zoning, maintenance, and return on investment.&lt;/p&gt;&lt;p class="block-p"&gt;Buying a recreational property is about more than just the dream — it’s about making a smart, informed purchase. With the right Realtor® experienced in rural and recreational real estate, you can find that perfect balance between lifestyle and value. Reach out if you want to chat about your Dream Escape!&lt;/p&gt;</description>
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      <pubDate>Fri, 10 Oct 2025 13:47:24 GMT</pubDate>
      <guid>https://andrewmroz.ca/blog.html/buying-a-recreational-property-what-to-know-before-you-take-the-leap-8828375</guid>
      <dc:date>2025-10-10T13:47:24Z</dc:date>
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      <title>The 5 Biggest Complexities of Selling Farmland in Manitoba – And Why You Need an Experienced Realtor®</title>
      <link>https://andrewmroz.ca/blog.html/the-5-biggest-complexities-of-selling-farmland-in-manitoba-and-why-you-8828371</link>
      <description>&lt;p class="block-p"&gt;Selling farmland in Manitoba isn’t the same as selling a house in town. From legal requirements to market fluctuations, there are unique complexities that can make or break a deal. Whether you’re selling a family farm, an investment property, or vacant agricultural land, having a Realtor® who understands farmland is essential.&lt;/p&gt;&lt;p class="block-p"&gt;Here are the &lt;strong&gt;five biggest complexities&lt;/strong&gt; you’ll encounter when selling farmland in Manitoba:&lt;/p&gt;&lt;h3&gt;1. &lt;strong&gt;Land Titles and Subdivision Challenges&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p"&gt;Farmland often comes with complex titles, easements, or restrictions that need to be addressed before a sale can proceed. In rural Manitoba, subdivisions or lot line adjustments may require municipal approval, which can delay or even derail a transaction. An experienced Realtor® knows how to identify these issues early and guide sellers through the process.&lt;/p&gt;&lt;h3&gt;2. &lt;strong&gt;Zoning, Usage, and Environmental Regulations&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p"&gt;Agricultural land is subject to strict zoning bylaws and environmental restrictions. Whether it’s drainage regulations, wetlands, or restrictions on future development, understanding what can and cannot be done with the land is crucial for buyers. A knowledgeable Realtor® ensures potential buyers are informed upfront, avoiding complications down the road.&lt;/p&gt;&lt;h3&gt;3. &lt;strong&gt;Soil Quality and Productivity&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p"&gt;Not all farmland is created equal. Soil type, drainage, and crop history play a huge role in determining land value. Buyers want to know how many bushels per acre a field can yield, whether it’s suitable for specific crops, or if it has been maintained with good farming practices. An experienced Realtor® helps highlight these details, presenting the land in its best light to maximize value.&lt;/p&gt;&lt;h3&gt;4. &lt;strong&gt;Market Fluctuations and Land Valuation&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p"&gt;Farmland values can vary greatly depending on crop prices, interest rates, and regional demand. Knowing how to price farmland correctly is one of the biggest challenges for sellers. Too high, and the land sits unsold; too low, and sellers leave money on the table. A Realtor® who understands local farmland sales data and market conditions can accurately position your property for the best outcome.&lt;/p&gt;&lt;h3&gt;5. &lt;strong&gt;Tax Implications and Succession Planning&lt;/strong&gt;&lt;/h3&gt;&lt;p class="block-p"&gt;For many families, selling farmland is tied to retirement or passing on a legacy. Capital gains taxes, GST considerations, and succession planning are all major factors. While Realtors® don’t replace accountants or lawyers, an experienced farmland Realtor® can connect sellers with the right professionals and structure the deal to minimize surprises.&lt;/p&gt;&lt;h3&gt;Why Hire a Realtor® Experienced in Selling Farmland?&lt;/h3&gt;&lt;p class="block-p"&gt;Selling farmland requires a different skillset than residential or commercial real estate. An experienced farmland Realtor®:&lt;/p&gt;&lt;ul&gt;&lt;li&gt;&lt;p class="block-p"&gt;Understands soil, yields, and crop history&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Knows how to market to the right buyers (farmers, investors, developers)&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Navigates zoning and subdivision regulations&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Accurately prices farmland based on market trends and productivity&lt;/p&gt;&lt;/li&gt;&lt;li&gt;&lt;p class="block-p"&gt;Connects you with the right professionals for taxes and legal requirements&lt;/p&gt;&lt;/li&gt;&lt;/ul&gt;&lt;p class="block-p"&gt;At the end of the day, farmland is one of your most valuable assets. Don’t leave the sale to chance—work with a Realtor® who specializes in Manitoba farmland and can protect your investment every step of the way.&lt;/p&gt;&lt;p class="block-p"&gt;👉 &lt;strong&gt;Thinking about selling your farmland?&lt;/strong&gt; Reach out today for a confidential consultation and a tailored strategy to get the most value from your land.&lt;/p&gt;&lt;p class="block-p"&gt;&lt;/p&gt;</description>
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      <pubDate>Wed, 08 Oct 2025 17:05:54 GMT</pubDate>
      <guid>https://andrewmroz.ca/blog.html/the-5-biggest-complexities-of-selling-farmland-in-manitoba-and-why-you-8828371</guid>
      <dc:date>2025-10-08T17:05:54Z</dc:date>
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